Features

Where does Primary Residential Mortgage do business?

Primary Residential Mortgage is a direct lender based in Salt Lake City, UT. The company was founded in 1998 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Primary Residential Mortgage?

Primary Residential Mortgage allows borrowers to apply for loan amounts of up to $2,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the mortgage company you choose.

What range of rates does Primary Residential Mortgage offer?

Primary Residential Mortgage offers home loans with APRs starting at 4% .

Does Primary Residential Mortgage charge a mortgage origination fee?

Yes, Primary Residential Mortgage may charge a loan origination fee.

Does Primary Residential Mortgage charge prepayment fees?

Yes, Primary Residential Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Primary Residential Mortgage offer?

Primary Residential Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Primary Residential Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Primary Residential Mortgage allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $2500000
  • APR
    Starting at 4%
  • Terms
    10, 15, 20, 25, 30
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