Residential Mortgage Services is a direct lender based in South Portland, ME. The company was founded in 1991 and offers mortgages to borrowers in 15 states across the USA (and Washington, DC).
Residential Mortgage Services allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
Residential Mortgage Services offers home loans with APRs starting at 3.9% .
Yes, Residential Mortgage Services may charge a loan origination fee.
Yes, Residential Mortgage Services charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Residential Mortgage Services offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Residential Mortgage Services allows the following property usage types:
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