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Strongly not recommended
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Where does Stearns Home Loans do business?
Stearns Home Loans is based in Santa Ana, CA. The company was founded in 1989 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).
How much can you borrow via Stearns Home Loans?
Stearns Home Loans allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..
What is the estimated funding time for a home loan via Stearns Home Loans?
Stearns Home Loans will typically fund mortgages within 14 and 28 days of approval.
Does Stearns Home Loans charge a mortgage origination fee?
Yes, Stearns Home Loans may charge a loan origination fee.
Does Stearns Home Loans charge prepayment fees?
Yes, Stearns Home Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does Stearns Home Loans offer?
Stearns Home Loans offers the following mortgage programs:
- Conventional mortgages
- FHA 203k
What property usage types does Stearns Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Stearns Home Loans allows the following property usage types:
- Primary home
Other Services by Stearns Home Loans
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia