Where does Summit Funding do business?

Summit Funding is a direct lender based in Sacramento, CA. The company was founded in 1995 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Summit Funding?

Summit Funding allows borrowers to apply for loan amounts of up to $4,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Summit Funding offer?

Summit Funding offers home loans with APRs starting at 3.25% .

Does Summit Funding charge a mortgage origination fee?

Yes, Summit Funding may charge a loan origination fee.

Does Summit Funding charge prepayment fees?

Yes, Summit Funding charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Summit Funding offer?

Summit Funding offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does Summit Funding allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Summit Funding allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $4000000
  • APR
    Starting at 3.25%
  • Terms
    15, 30
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