US Bank is based in Minneapolis, MN. The company was founded in 1863 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).
US Bank allows borrowers to apply for loan amounts of up to $729,750. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
US Bank offers home loans with APRs starting at 3.304% .
Yes, US Bank may charge a loan origination fee.
Yes, US Bank charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
US Bank offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. US Bank allows the following property usage types: