Features

Where does Veterans United Home Loans do business?

Veterans United Home Loans is a direct lender based in Columbia, MO. The company was founded in 2002 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Veterans United Home Loans?

Veterans United Home Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum term for a home loan via Veterans United Home Loans?

Veterans United Home Loans offers mortgages with terms ranging from 15 to 30 years.

What range of rates does Veterans United Home Loans offer?

Veterans United Home Loans offers home loans with APRs starting at 1% and up to 8%.

Does Veterans United Home Loans charge a mortgage origination fee?

Yes, Veterans United Home Loans may charge a loan origination fee of 1% of the loan amount.

Does Veterans United Home Loans charge prepayment fees?

No, Veterans United Home Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Veterans United Home Loans offer?

Veterans United Home Loans offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does Veterans United Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans United Home Loans allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties 

How does Veterans United Home Loans describe itself?

Veterans United Home Loans is the nation's largest VA purchase lender. Based in Columbia, Mo., Veterans United is a family owned, full-service national lender that financed more than $10.2 billion in loans in 2017. The company's mission is to help Veterans and military members get the most from the home loan benefits earned by their service. Veterans United received the highest score for customer satisfaction in J.D. Power's 2017 U.S. Primary Mortgage Origination Satisfaction Study.

  • Credit Score Range
    620 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Intended Use
    • Primary Home
    • Rental Property
    • Secondary Home
  • Verification Documents Required?
    • Proof of Identity
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Origination Fee
    1%
  • Loan Amount
    Up to $1500000
  • Loan Term (Years)
    15 - 30
  • APR
    1% - 8%
  • Terms
    15, 20, 25 and 30 years
A VA approved lender; Mortgage Research Center, LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. An Equal Opportunity Lender.
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