Features

Veterans United Home Loans is the largest provider of VA loans in the nation. Established in 2002 and headquartered in Columbia, Missouri, the company is licensed in all 50 states and aims to help customers find affordable home finance options through the VA loan, one of the last zero down payment loan programs available. Through its specialization in VA loans, Veterans has been able to help more than 30,000 military families purchase the home of their dreams and manage all financing stress-free.

Our Home Loan Process

Prequalify
Getting Pre-Approved
Find a Realtor and Begin your Home Search
Making an Offer
Processing & Closing

  • Min Loan
    $150000
  • Max Loan
    $725000
  • Adjustable Rate
  • Fixed Rate
  • Home Equity Loans and Lines of Credit
  • Hybrid Mortgage
  • Jumbo Loan
  • Reverse Mortgage
  • Primary Residence
  • Estate/Trust/Retirement
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Reviews

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0 votes

I love the customer service here. Everyone I have spoken or worked with is great and really polite. I never had to wait a long period of time before my questions were answered because my loan officer was always available. I'm very pleased with Veterans United and all its associates.


0 votes

Even with a limited monthly income from disability, Veterans managed to get me a great home. They hooked me up with a local real estate agent who found a perfect place for me. We even closed within a few weeks. That's impeccable timing, if you ask me. I recommend Veterans left and right. They are great.


0 votes

My loan officer at VUHL was a pleasure to work with. She contacted me regularly and let me know everything that was going on with my home loan. Even when I inquired on the weekends, she got back to me promptly. This company is great and obviously employs the best loan officers. I'd highly recommend them.


0 votes

VU was great while getting a home loan. They recommend a local realtor to me, who wasn't the greatest guy, but that's the only issue I had throughout the entire process. Other than that, they made the application process so extremely easy on my end. I couldn't have asked for more. Thanks, VU!


0 votes

Veterans United Home Loans is a fantastic company. The loan agent I worked with was the best of the best. I have absolutely no complaints about him. He helped me on every aspect of my loan and purchasing a home. I can honestly say that he went above and beyond for me. I'm very satisfied


0 votes

I worked with an amazing loan agent at Veterans United. She even went to the point of contacting us after closing to see how everything was going in our new home. We couldn't have asked for a better, more thoughtful loan agent. If we choose to refinance in the future, Veterans United will be our first choice.


0 votes

My wife was able to get her dream home thanks to Veterans United Home Loans. They recommended a realtor who really listened to what we wanted, and then made getting the loan easy as pie. You know what they say: happy wife, happy life. I'm very happy that Veterans United helped us out the way that they did.


0 votes

I'm very happy with my Veterans United experience. The loan agent I worked with had excellent communication skills. He kept me in the loop so I knew what was going on at all times. They also have the best customer service. I'm happy with everything Veterans United provided to me.


0 votes

Working with Veterans United was a breeze! Even the real estate agent they recommended to us was amazing. It was a relief seeing an honest company that obviously wanted you to get the home of your dreams. We found a home much less than our approved loan amount, and the real estate agent encouraged us to get it. Now that's what I call great service.


0 votes

I am very impressed with the professionalism and knowledge the loan agents at Veterans United have. My particular loan agent was exceptional. He seemed to be available 24/7 and didn't sleep. Every time we called, he was there. All his answers were clear and concise, in terms we understood. Very pleased.


0 votes

My husband originally wanted to go with another loan company but I encouraged him to take advantage of a veteran loan agency. In the end, we are both happy that he did. The service here is phenomenal. From the first application to completely closing took about a month. We couldn't be happier with VU.


0 votes

I cannot tell you how amazing my VUHL rep was. From start to finish, my loan was guided in the right direction. The customer service these people give is great. I would never use another lending company again after experiencing VUHL. They are always recommended and always will be.


0 votes

My wife and I are very happy with our Veterans United home loan. It was such an incredibly easy process. Our loan officer was excellent from the first contact we had with him. Neither of us ever felt in the dark about the status of our loan. We highly recommend Veterans United because of how much they have helped us.


0 votes

I have zero complaints about Veteran's United. I had put off buying a home for years because I knew the process would be a huge pain, but Veteran's United eased that burden. They explained everything we needed to provide to them, and then explained the purpose. My family is now in the house of our dreams thanks to them!


0 votes

My Veteran's United Home Loans loan officer went that extra mile to make the process of getting a home easier on me and my family. He even went as far as helping out with escrow for us. I didn't have a realtor, so having my loan officer be so supportive was great. Veteran's United is a great lending company.


0 votes

Even with a bankruptcy on my record, Veteran's United Home Loans helped me secure a loan for the home of my dreams. I've been turned down in the past, so without them, it never would have happened. They are extremely respectful to us veterans, and I would not go anywhere else for loans or refinancing.


0 votes

After inquiring with Veteran's United Home Loans, I got a call back almost immediately. The associate who contacted me treated me so respectfully. After that, the application process was easy. My actual loan agent was super helpful. I would definitely recommend Veteran's United, they are a fantastic bunch.


0 votes

I'm more than happy with my VUHL loan agent. He was the best possible thing that happened to us throughout this process. He really held our hand so we didn't get lost, and kept us in the light the entire time. The professionalism this company has is amazing. Everyone is so courteous and polite with their customers.


0 votes

Being a serial renter, being a first time home buyer was intimidating. My wife was expecting, so we knew it was time. Our loan officer did everything she could to get us in our home as quick as possible. Within a month, there we were. My wife and I were so satisfied with the promptness, excellent customer service, and communication our loan officer had.


0 votes

Our Veteran's United loan officer was excellent. On many occasions, he helped us out with additional home-buying things, other than our actual loan. He also worked harder than any other loan officer I've ever dealt with to close the deal quickly. These guys really know their stuff and definitely work their butts off for us U.S. vets.


0 votes

I have just finished getting my second loan through Veterans United Home Loans. The first time, the process was great. The second time, it seemed to go even smoother. Both times, my loan officers were excellent to work with. I have recommended them time and time again, and will continue to do so.


0 votes

When we inquired with Veteran's United Home Loans, we let them know up front that the home we were looking to buy was in short sale. Long story short, our agent worked diligently to get it all done. It was a great experience working with a knowledgeable professional. We would use them again as needed.


0 votes

It is very obvious that only the best, most experienced loan agents work for VUHL. My agent and his team went above and beyond for us. They were knowledgeable and answered all our questions so thoroughly. It is nice to know that a company has your back, and that you have someone to lean on. They are amazing and I always recommend VUHL.


0 votes

Even with everything that was thrown his way, our loan officer never wavered from our side. Our situation is a little off kilter and different than the norm, so we had a few hurdles to get past. Our loan officer took everything in stride and got our loan fully processed and closed on time. They are a fantastic bunch and U couldn't recommend them more.


0 votes

I have no complaints about Veterans United Home Loans. I was a first time home buyer and believe me, the process is intimidating. They managed to make it a little bit easier on me. The entire time I felt like they had my back. I would more than recommend them to first time home buyers, they're great!


0 votes

I couldn't be more pleased with Veterans United Home Loans. This was my first home, and as scary as that is, Veterans made it a little bit easier on me. They made getting a loan easier, anyway. Everyone there is very easy to speak with, and they all have excellent customer service. I highly recommend Veterans and will look to them in the future if need be.


0 votes

I am so impressed with Veterans United level of service and amazing customer service. I have spoken with various individuals from this company and each and every person has been courteous, respectful, and polite. They treat you so wonderfully; you don't have to worry whether or not you are being taken care of.


0 votes

I don't know how they do it, but the people at Veterans United Home Loans manage to take a huge weight off your shoulder. They help with everything loan related, so you don't have to worry about it. They were such a great decision on our part and now, I highly recommend them to all my vet buddies.


0 votes

My husband is a veteran and Veterans United made purchasing our home easier than ever. The customer service is great, and the loan agents are definitely customer oriented. There were no bumps along the road with them. I'm very happy we got to take advantage of this great company.


0 votes

I received a call so quickly from Veterans United HL after filling out the online form. Their promptness was impressive to me, then their customer service just sold me on the company. I didn't feel alone while trying to get this house. They were there every step. I am very pleased with Veterans and would recommend them.


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