Where does Washington Federal do business?

Washington Federal is based in Seattle, WA. The company was founded in 1917 and offers mortgages to borrowers in 7 states across the USA.

How much can you borrow via Washington Federal?

Washington Federal allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Washington Federal offer?

Washington Federal offers home loans with APRs starting at 3.528% .

Does Washington Federal charge a mortgage origination fee?

Yes, Washington Federal may charge a loan origination fee.

Does Washington Federal charge prepayment fees?

Yes, Washington Federal charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What property usage types does Washington Federal allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Washington Federal allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties 

  • Institution Type
  • Intended Use
    • Primary Home
    • Rental Property
    • Secondary Home
  • Primary Residence
  • Loan Amount
    Up to $1500000
  • APR
    Starting at 3.528%
  • Terms
    15, 30 year
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