IOU Central (Company)

We're an Online, Progressive lender, Providing Small Businesses up to $500K in working capital. The IOU Financial proprietary platform connects to dozens of data sources, aggregating and automatically processing hundreds of data points on a business in seconds. This innovative technology has reduced the small business lending process from weeks or months to one that can be completed easily online and funded within hours.

IOU Financial provides successful small businesses access to the capital they need to seize growth opportunities quickly. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies. In a unique approach to lending, the advanced, automated application and approval system accurately assesses applicant’s financial realities, with an emphasis on day-to-day cash flow. It makes loans of up to $500,000 to qualified applicants within 24 hours in most cases.