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USAA

in Life Insurance

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USAA

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Overview

USAA Life Insurance Overview

USAA provides a wide selection of life insurance products to military members and their families. USAA is one of the best-rated insurance companies for customer service and financial stability. The catch is only service members and their relatives are eligible. USAA has been in business since 1922. The company was founded in San Antonio, Texas, to originally serve 25 army officers who couldn’t find an insurance company that would cover them. Today, USAA has 11.9 million members and a net worth of nearly $29 billion.

What Are USAA Life Insurance’s Ratings?

USAA’s Life Insurance’s ratings are outstanding. Moody’s gives USAA Life Insurance Company an Aa1 rating, the second highest possible rating. A.M. Best gives USAA an A++ (Superior) rating, its highest possible score. Standard & Poor’s rates it as AA+ (very strong), its second highest rating. The BBB gives USAA an A+ rating.

USAA regularly tops the rankings of J.D. Power’s customer satisfaction surveys but is not included in their public ratings because it is only available to members of the armed forces and their families. USAA was ranked among the top three financial institutions in customer advocacy according to the 2014 Forrester Research report.

What Coverage Does USAA Life Insurance Offer?

USAA provides a wide selection of life insurance products including products designed specifically for military members. These products include whole life insurance policies, universal life insurance policies, military term life insurance policies, term insurance policies.

What Benefits Does USAA Life Insurance Offer?

- All these products include free financial planning for beneficiaries. Military term policies also include a "complimentary" $25k severe injury benefit.

- If your death is caused by war, you are still covered, which is nice for a company that only insures soldiers and their families.

- Provides specialized financial advice geared toward service members.

 - Home and Life Insurance bundle

How Does USAA Compare with Other Life Insurance Companies?

- USAA has the highest possible rating with A.M. Best and Moody’s and the second highest possible rating with Standard & Poor’s.

- USAA regularly tops customer satisfaction ratings, such as Forrester’s and J.D. Power reports.

- It has been in business since 1922.

- It is a financially responsible company that has successfully weathered financial crisis. For instance, USAA not only survived the Great Depression but came out with a net profit of $144,000.

 

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating
  • A+
Survivorship  
Term  
Universal  
Whole Life  

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