Features

  • App Price
    $32
  • Free
  • Budgeting Tools
  • Credit Reporting
  • Online Bill Pay
  • Personal Investing
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Reviews

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0 votes

I have been using it for a week and I love it! I was alerted of some suspect charges, which ended up being monthly charges from an account my husband had, where his card expired and ended up charging mine. It was a free trial that he didn't even know he accepted and was being billed $15 a month since last year. Definitely have been more spending conscience being able to see the big picture in debt and spending habits. Only issue I had was ... with adding accounts and certain reward credit cards not yet being supported. More Less


0 votes

Billguard saved me so much money by finding all kinds of charges on my statements that shouldnt have been there! They reviewed all my statements thoroughly and found lots of errors, saving me who knows how much.


0 votes

BillGuard alerted me when someone was using one of my accounts fraudulently. Without this service I may have never known what they were doing. Don't be a victim!


0 votes

With my busy schedule, I don't have time to find my banks mistakes and I can't really trust my husband to review our statements like he should. Thank goodness for Billguard – at least now I know somebody is looking out for us.


0 votes

I cannot complain whatsoever about BillGuard. Basically, it's an app that tracks your finances for you and alerts you if any fraudulent charges have been placed on your card. Without my knowledge, this has been happening to me for a few months! BillGuard began notifying me of the charges, and I was able to recover the money. Since I don't check my bank account regularly, this app is so important to me.


0 votes

I was a victim of stolen identity a few years back and now I do everything in my power to keep myself safeguarded. This app gives me peace of mind and puts me at such ease because of what it can do. I have every credit card and every account I own on the app. Being able to see everything is such a relief. I no longer worry about checking my bank account balance and seeing it at zero. BillGuard gives me everything I need to protect myself, my accounts, ... and my finances. More Less


0 votes

BillGuard is the best app ever created! It's protected by a PIN that you create, so NO ONE has access to your financial spending habits! It's also great that you can link multiple cards and accounts, but categorize all of the transactions together. So, even though you are paying for things separately, you see where the money in going in general. It is so time consuming using 5 different apps to manage your money, but BillGuard makes it quick and simple.


0 votes

This app is amazing at helping you keep track of all the things you are paying for, but might now realize it. I hate checking my bank account statements because they all look like mumbo jumbo to me..so I avoid them at all costs. Because of this, I failed to realize that I've been paying for two subscriptions ($10 and $15) every month that I had thought I'd previously canceled. This app is amazing, and now I'm saving an extra 25 bucks every month !


0 votes

I wish you could make your own categories, but other than that, this app is the best thing out there right now. It isn't a huge deal, since BillGuard has quite an array of categories, but it still would be nice. This app makes everything about having many credit and debit cards more convenient. Everything is all in one place so you don't have to check in on each card for it's balance. I'd recommend this app to anyone!


0 votes

I do have a few recommendations for BillGuard, possibly for future updates. I really wish there was some sort of pie chart or graph type thing in addition to the categories so you can really see how much money is going where, compared to other places. Also, I wish there was more of a bill reminder system. Other than those two suggestions, I love BillGuard! It makes having credit cards and following your charges easy for the simpleton.


0 votes

I've owned all of the iPods and iPhones that have come out, and BillGuard is definitely the best thing that I have ever downloaded! This little app just keeps getting better with each update, which is not something you can usually say about apps. I use it every day and it is an integral part of my financial monitoring. I have saved so much time using BillGuard since I don't have to put in every transaction and everything updates automatically.


0 votes

This app updates regularly, so you are not waiting to see your transactions like a lot of other apps. You make a purchase, and there it is! It's the easiest financial app I've ever used and also make it convenient to have all of my cards in one spot. I never knew how much I was overspending since I got this app! Now I can see that I was spending way too much on things like food and entertainment.


0 votes

I love BillGuard because it helps you find things in your credit card statements that you wouldn't have found otherwise! I recently traveled out of town and bought a souvenir at a small family run shop. BillGuard showed me that the store double charged me for my purchase. I never would have found that! I called the store and they refunded me for the second charge. BillGuard is awesome and definitely helps you out when you need it.


0 votes

I used to looooooove BillGuard. I used it daily and it was an integral part of my financial maintenance. But ever since the last update, all it does it freeze my iPhone. I have the most recent model, so it isn't a system issue on my phone. When I go to open the app, whatever I click on, it automatically freezes to the point of no return. It's really so frustrating and I'm on the verge of deleting the app altogether so I'm not tempted to open it again.


0 votes

Billguard's app is free and super to use. I love the protection that they offer and how easy it is to navigate through your account. Awesome product!


0 votes

The BillGuard App literally takes care of EVERYTHING for you. A week after downloading it, it notified me of two fraudulent charges on one of my cards. I requested it to be reviewed through the app and in a few days the money was credited back to my card. I didn't know you could do ALL that through an app! Linking all your cards and accounts to BillGuard is so easy and the app is easy to use in general. I'm really enjoying it.


0 votes

My goal for this year was to better manage my money so I can some up a little bit and eventually buy a home. BillGuard is helping me do that! After only a few months with this app, I've saved up a little bit because I can now see where I'm actually spending my money. When you don't have it in front of you, it's easy to spend spend spend! Then when you don't have money, you wonder where it went. This app has helped me be more responsible with ... my money! More Less


0 votes

BillGuard automatically updates you information if you get another card through your bank (with whom you have an existing card and it is registered on the app). I opened another account and it added the card for me. So convenient. BillGuard is so easy to use in the first place, but this just takes the cake. They also have the best customer service for any app that I've found. I call in with a question, and they were extremely nice, helpful, and patient with me.


0 votes

BillGuard has become part of my daily routine. I usually check it multiple times a day, just to be sure everything looks normal. I recently made a purchase on an unsecured website and my credit card information ended up getting stolen and used in the Ukraine. BillGuard alerted me right away and I was able to contact my credit card company that same day. Because of how quick BillGuard alerted me, every penny was refunded within a few days. Thanks, BillGuard!


0 votes

This financial app is a complete must have if you are a frugal budgeter! I'm constantly tracking my spending and transactions. So far, it's been on a pad of paper that I stuff in my purse. But BillGuard shows you the transactions you make right after you make them, and also the "monthly spend". If you have to budget for things like bills, rent, groceries, etc., this is awesome! I'd recommend it to anyone who needs to manage their money BETTER.


0 votes

I love the BillGuard analytics feature! I have a very similar feature online through my bank but:

A) it is not as organized as BillGuard B) it does not show as much helpful info as BillGuard C) it only analyzes my one bank account, where you can add multiple cards to BillGuards app.

I generally track my spending by personally analyzing my bank statements at the end of every month, but it gets really tedious. BillGuard allows you to categorize your transactions, and shows you how it compares to your spending last month.

I ... love it! More Less


0 votes

I cannot complain whatsoever about BillGuard. Basically, it's an app that tracks your finances for you and alerts you if any fraudulent charges have been placed on your card. Without my knowledge, this has been happening to me for a few months! BillGuard began notifying me of the charges, and I was able to recover the money. Since I don't check my bank account regularly, this app is so important to me.


0 votes

I never thought I'd say an app was smart, but wow, Billguard is amazing! If you regularly make purchases with a credit card (as I do), BillGuard is an essential part of your financial management team. I've had my credit card information stolen in the past, so having an app that will let me know of any abnormal charges is great. Finally, there's an app that can help you nip credit card fraud in the bud!


0 votes

I have had credit cards hacked various times in the past and I finally decided to do something about it. A friend recommended BillGuard and told me a little bit about it. After the conversation, I was sold. I downloaded the app immediately and two days later it let me know that I had an unknown charge to one of my cards. I took care of it and now I have peace of mind because I have BillGuard watching my back.

0 votes

I've got budgeting down to a science, but what I find overwhelming is finding a surefire way to save on fees and unwanted transaction charges. Nothing kills my budget or makes me more snarly than to get surprised with an unwanted fee. I really like how BillGuard alerts you to such charges and makes sure you don't miss paying bills. And in this age of security breaches, it makes me feel more secure knowing that BillGuard is going to alert me of potentially fraudulent charges. Even better, I absolutely love ... finding out about grey charges—those sneaky fees that are put on you after you sign up for “free” services. And the price tag of free makes BillGuard a no-brainer for me. More Less

0 votes

BillGuard tracks your spending and notifies you of upcoming bills, which is what you would expect from a financial monitoring service. But BillGuard also protects you from so-called “gray” charges like services that suddenly transform from free to paid without warning, zombie charges that can't be traced back to a particular transaction and automatic renewals that you didn't want. And you can't beat the price – absolutely free.

BillGuard uses anonymized crowdsourcing to generate a database of transactions from different merchants and services that it uses to compare transactions that you ... make using the same merchants and services. For transactions that seem suspicious or that have been reported as questionable, you receive an alert. If there is a problem, you can communicate directly with the merchant to straighten things out. That service alone makes this app worthwhile. But now BillGuard also includes a data breach alert, which is especially welcome given the recent rash of compromised systems reported in the news. More Less

1 votes

I'm pretty old fashioned. I still write checks and use snail mail to pay many of my bills, and I keep track of everything on a little (paper) calendar. But after getting a late fee on my credit card, I checked out the BillGuard app. While I probably wont end up using the app for my regular bank accounts, having it for my one card has actually been kind of fun.

Something cool, it uses data from other users to alert you to common weird fees that match up with ... yours. You can easily check if the charge is "okay" or if it's something you need to worry about, contact the merchant directly from the app. Even if I only use this to check my balance, it's such a fun app that I'm keeping it. Love it :) More Less


0 votes

I didn't think I was the kind of person who needed to track her expenses. One day my mom happened to see one of my credit card statements and almost had a heart attack. She almost forced me to download BillGuard, which she had been using. Since then, I've almost cut my "dumb" spending in half. I can actually see now that I was spending so much on things like take out and fancy coffee, when it could have been going towards other things. Since the app shows how your ... spending compares to last months, I am proud to say that I have significantly cut back and have become so much more responsible with my spending. More Less

0 votes

BillGuard is a rare combination of free, simple, practical and fun. Although it doesn't have all the bells and whistles of Mint.com, it's all you need to manage your budget.

Instead of a load of services you never use, BillGuard focuses on the tools that will make you save money on fees, spot scams, and avoid unwanted charges. My favorite feature is how it uses crowdsourcing to flag businesses with a history of making dubious charges.


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