Features

Level Money automatically updates spendable cash as you make purchases each day, providing a simple, real-time picture of how you're doing in order to stay in the black. Draw a straight line from everyday decisions to larger achievements and accomplish the things that matter. The top US banks support connections to Level and the list is expanding all the time!

Level Money aims to be sort of a digital “money meter” that you can peek at and see exactly how much cash you have to spend without crossing into the negative. It connects with all your spending accounts, including your credit cards and your main bank account through your debit card. This is done through a partnership with Intuit, which handles much of the sensitive bank information.

Level links up with your bank account(s) to deliver real-time metrics on your spending, savings and general financial standing. It's not about sticking all your purchases in categories, such as ‘travel' and ‘groceries'. There are other services for that. Level automatically analyses and calculates a user's total income, recurring bills and recommended savings each month. Based on this, it delivers the spendable balance broken down by day, week and month. And every time a transaction is complete, these numbers are updated accordingly.

You can monitor transactions, create a plan to save money, or tweak the budget that Level automatically provides. And if you happen to overspend, Level doesn't treat it like the next financial apocalypse, it just gently reminds you that you had a little too much fun.

  • Free
  • Budgeting Tools
  • Credit Reporting
  • Online Bill Pay
  • Personal Investing
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0 votes

Well....where to start ???? I was content at the start, having all my categories in place along with the numbers....then....once I connected my account(simple checking) with Wells Fargo, I discovered that it wasn't accepting my misc expenses in the categories where they belong as reaching monthly payments causing error in the application. This made my monthly income graph to be consistently WRONG! TO MAKE A LONG STORY SHORT.. One day I went into it to try to figure it out and Wham-O....AND ALL my Work was completely GONE !! END OF PROBLEM ... !! GOODBYE ????

BY THE WAY...PEOPLE..BEWARE !! THE SYSTEM THE WORKS THIS APP HAS ALL...I REPEAT...ALL OF YOUR PERSONAL INFORMATION TO DO WHATEVER THEY WANT !! WE ARE ABOUT TO BECOME A COMMUNIST COUNTRY...RUN BY THE GOVERNMENT FOR THE GOVERNMENT !!! ALL OF YOUR PRIVACY IS TOTALLY AT RISK !! SATAN IS TAKING CONTROL...PLEASE MAKE INFORMED DECISIONS AND BELIEVE WITH ALL OF YOUR HEART AND LIFE IN CHRIST OUR LORD AS YOUR GOD...OR THE WORLD god WILL RUIN YOUR LIVES !!
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0 votes

Is a neat idea but the app isn't updating transactions after a day or two of creating the account. Customer service has been bad- taking ~ 1 week to email back about this issue only to tell me the ONLY fix is to delete my account, then recreate everything and link my bank accounts again. I finally gave in and did this, only to have it happen again - transactions aren't updating!


0 votes

The last update has caused my phone to stop updating transactions. Even before that, I was having a few issues with glitches. I would constantly get error messages and the app would be a little buggy. I liked the app so I tried to get through all of these issues, but now that my transactions aren't even updating, it's a little pointless. I'm still waiting for another update to make it a good app again, but we'll see.


0 votes

I used to love Level Money until only recently. I haven't had an issue until I tried to add another one of my accounts and for whatever reason it would not work. I contacted the customer service line and it has been such a bad experience. They keep emailing me saying that my problem is "being worked on". How long can it take to add a financial account?? It is no different than my other accounts. Needless to say, I've given up.


0 votes

If your income is different each pay day, this app isn't very helpful. I have two incomes - one is steady the other varies. I can only use my regular income, so it messes me up a little bit because I can't see everything in one spot. I also can't set up my spendable because I keep getting an error message. If they can change this then I would really like using this app, but until then, it is more of a hassle for me.


0 votes

I registered to my bank but when I go to complete the registration process, it says I haven't connected to a bank yet. I keep going back and doing it over and over again, and the same thing. I have also noticed that they only offer a few banks to choose from compared to other budgeting/financial apps. After each registration attempt I am experiencing a little bit of bugginess. I will probably just get rid of the app.


0 votes

I really like Level Money but I really wish it updated more often. I usually have to go back to my bank account to see which purchases I've made if the app hasn't updated yet. Possibly the next upgrade made to the app would make it more convenient and allow it to update more frequently. But the budgeting aspect is great. It shows you how much you can spend per day which is really helpful.


0 votes

Level Money has the ability to be one of the best financial monitoring apps out there. I like that is automatically syncs up with both my bank account and credit cards so I'm really aware of where money is being spent and taken from. My concern is that it does not update often enough. Sometimes I have to wait to see my transactions. Also, it should have a feature where you can add income, because sometimes it is inconsistent for many people.


0 votes

I can't even use Level Money because they won't connect to my bank! I liked this app for the two days it worked. I tried to use the app on day three and it said my bank account was not linked. When I tried to relink the bank it just would not work. I have contacted customer service and have yet to receive a reply. I hate to say it because I did like this app for the first two days, but it is just unusable.


0 votes

If Level Money were to ever fix their bugs for good, I would be a regular user. It really is a decent money monitoring app, it just has way too many problems to use on a regular basis. It has become more of a headache than a help. I keep waiting for the updates to finally fix ALL of the issues, but so far, it is still the same. The updates just change where the bugs are. Now I have to use other apps to monitor my money.


0 votes

I recently moved into my own home and by the recommendation of a friend, I downloaded Level Money. It is the best thing! It is a complete asset to my every day life and every day spending habits. I use it to keep track of my mortgage payments, utility payments, and every other bill I have. It helps me stay on top of things, and I'm proud to say that I haven't been late on any of my payments so far.


0 votes

Level Money does not recognize transfers between your accounts and counts it as a transactions. When you are trying to track your actual spending, this is quite an inconvenience. It also counts your transactions as pending AND as actual transactions at the same time, so it's a little confusing. Because of all of this, my spendable section is all screwed up and therefore, the app is pretty useless to me.


0 votes

Level Money used to be such a great app with a great support team. I contacted them in the past with issues, and they were nothing far from amazing. But recently, I've contacted them with issues, and they've been far from fantastic. I've emailed them multiple times and have waited over a month for a response even pertaining to my problem. Obviously, the customer service has gone down hill and there is no one there to help you.


0 votes

I'm a regular budget app user but I wanted to see what else was out there for me to use. I downloaded Level Money and within an hour I deleted it. The user interface is not very user friendly. It's not horrible, it just is not as easy as other apps I've used. Also, the app is strictly an app..there isn't a website feature. Usually the website offers more features for the user, so this app lacks that.


0 votes

The app is very buggy but I still use it. Even with the bugs, it is still one of the best money apps I have used. Whenever I sign in, primarily when I am dealing with my bank on the app, the app freezes and I can't use it. I generally have to completely close the app and wait. Even still, I love Level Money. It is a lot easier to use than other apps out there. I've tried them all, and LM is still the best.


0 votes

I really like this app! It's awesome that all of your spending is in one place. I haven't experienced any glitches or bugs like others have said, so I'm happy. I've been able to keep track of my spending and it has helped me save. It's also awesome that you can link up with your spouse or significant other (if you share accounts), so you both can track spending and not go overboard. Love it!


0 votes

The last update to this app killed it. The efficiency and ease of use went away completely. Now my bank un-connects itself and I have to continuously reconnect it. When I do connect it, it is so slow to update my recent transactions. You also can't calculate your spendable anymore. An error message just pops up and you can't do anything about it. This used to be the best app. Maybe the next update will fix it.


0 votes

The disappointment I feel with this app is immeasurable. I have various financial apps because I like keeping track of things, so I decided to try this one. After registering, it just kept bugging out and giving me an error message. I can't calculate my spendables or do anything on the app. I really wanted it to work, but I can't even get past the second stage. I am very disappointed that I had to get rid of this app.


0 votes

I honestly think this app could be very successful if the developers would fix the few little issues it has. I keep getting the error message of "Whoa! something went wrong" whenever I try to add anything. Then that message would make the app lag and frequently freeze up after I got it. Also, I can't disable the accounts I've added as easily as I added them. There are so many issues, I have deleted the app and am using another one.


0 votes

I've been waiting for some time for Level Up to add my bank so I can use the app. They finally did! I added my bank and all of my accounts on the app once I found out. It's only been a week, but I'm so happy! The app is amazing and it has really helped me manage my finances. If they started to provide options for more and more banks, the app would be even better. I know others who can't use the app because their banks aren't on ... there.. More Less


0 votes

I used to enjoy using Level Up on a daily basis but recently it became a pain to deal with. My tracker feature of the app does not work anymore, probably because I have too many things in there. The app often becomes unresponsive and freezes up my phone. My bank also unlinks and then my phone will freeze when I try to fix it. My log in screen pops up even when I'm already logged in. It stinks because I used to love this app.


0 votes

I love the fact that I can share this app with my husband. Before, we used to have issues getting on the same page with our finances, but this has helped us. We used to get into trouble because we'd both spend money and not have any leftover for bills. This app shows what we both spend so we can both see it on our phones and be aware of our financials. It has helped us so much in the past couple months.


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