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CharterBank Money Market Account

in Money Market Accounts

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CharterBank Money Market Account

Unaffiliated

in Money Market Accounts

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Overview

Charter Bank is a community bank with headquarters in West Point, Georgia. It was founded in 1954 with the main purpose of providing residential loans to first-time homebuyers. Today, Charter Bank continues to specialize in residential loans but is a full-service bank that accepts deposits, makes secured and unsecured loans, and offers a wide range of investment options.

How Does It Work?

Charter Bank provides low interest personal loans to qualified account holders. Charter Bank doesn't have an online application form, so your first step should be to call or visit your closest branch. If your loan is approved, funds will be deposited in your Charter Bank account or wired to another account for a $20 fee.

What Are CharterBank's Loan Interest Rates?

Charter Bank does not have a range of rates based on creditworthiness. Instead, it offers a single rate of 5% to eligible borrowers. If you set up automatic payment from your Charter account, you will receive an additional 0.5% discount.

How Much Money Can I Borrow?

Loan amounts range from $1,000 to $10,000 and the maximum loan term is 36 months. If you borrow $10,000 with a loan term of 36 months, your monthly payment will be $300.

What Is The Application Process Like?

There isn't an online application form so you'll have to call in or visit your closest branch to get file your loan application. Charter's application process is fast and straightforward. If you have all the documentation you should have a reply within 24 hours.

How Is It Better Than Other Lenders?

Charter Bank offers personalized customer care, a simple and fast application process and very competitive interest rates on personal loans. Your credit score needs to be good to excellent. You must also have an account with Charter Bank for at least six months before applying for a personal loan.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   1233 OG Skinner Dr
    West Point, GA 31833 USA
  •   Visit Site

Other Services by CharterBank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Alabama
  • Florida
  • Georgia

Feature Breakdown

APY Minimum Balance
$1,000
Minimum Balance to Avoid Monthly Fee
$0
Minimum Deposit
$1,000
Percentage
APY
0.15% - 1.5%
    0% 3%

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