Easy, fast, affordable money transfer service to Philippines.
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Between Remitly and Xoom, there is not much difference in terms of quality of the service, website/User-Interface, reliability, security of the transactions, etc. Both are equally good! But the major difference is the locked-in exchange rates offered by Remitly which are slightly higher than Xoom. The locked-in 3-day basic rate by Remitly is consistently about 15 to 20 paise higher than Xoom's rate with the only downside being it takes 3 days. Ofcourse, 15 to 20 paise to a dollar is chump change, but when one is transferring $4000+ in ... one-go, it does make a lot of difference. Overall, I am quite satisfied with Remitly, and will use it again after using it more than 9 times this year. I would gladly recommend it to anyone. Besides, I got a sign-up bonus of $40 in Amazon gift-cards with this link: remit.ly/#1a7cnk2

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Here is a frank review of Remitly. Although most of my friends recommended Xoom for convenience and reliability, I did my own research-- checked all the services/transaction charges, security/privacy, etc and went for Remitly. It is backed by Jeff Bezos, founder of Amazon, so definitely trustworthy! The website is clean and unambiguous, instructions for adding account and personal details are simple and they have iOS/Android apps for all subsequent transactions. Since March 2015, I have used it about 6 times and have got very good service and glitch free transfers ... all those many times. They have an express exchange rate, and a basic exchange rate, both of which are locked in rates. Basic rate is higher and takes about 3 days, but if 3 days time is not a concern, it's exchange rate is about 30 paise (0.30 Rs) higher than Xoom per USD. Every transaction above $1000 has no separate transaction charge and you get email notifications at every step, from the time of debit from your account to credit into target account in India. I didn't have to submit any documents on first sign-up, and after that, transactions are basically just 1-click away. Enter amount, review and send. Simple as that! You can sign up with this referral link to get $30 sign up bonus/Amazon gift card:


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