Where does Kwik Mortgage Corporation do business?
Kwik Mortgage Corporation is a direct lender based in S Plainfield, NJ. The company was founded in 1998 and offers mortgage refinancing to borrowers in 8 states across the USA.
What is the maximum loan term for a mortgage refinance via Kwik Mortgage Corporation?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Kwik Mortgage Corporation offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Kwik Mortgage Corporation charge a mortgage origination fee?
Yes, Kwik Mortgage Corporation may charge a loan origination fee.
What mortgage programs does Kwik Mortgage Corporation offer?
Kwik Mortgage Corporation offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Kwik Mortgage Corporation allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Kwik Mortgage Corporation allows the following property usage types:
- Primary home
Other Services by Kwik Mortgage Corporation
- New Jersey