Where does 1st Constitution Bank do business?

1st Constitution Bank is based in Cranbury, NJ. The company was founded in 1989 and offers mortgage refinancing to borrowers in 50 statess across the USA (and Washington, DC).

What range of mortgage balances will 1st Constitution Bank refinance?

Mortgage refianancing loans start at $10000 and go up to $1000000

What is the maximum loan term for a mortgage refinance via 1st Constitution Bank?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 1st Constitution Bank offers mortgages refinancing with terms ranging from 10 to 30 years.

Does 1st Constitution Bank charge a mortgage origination fee?

Yes, 1st Constitution Bank may charge a loan origination fee.

Does 1st Constitution Bank charge prepayment fees?

Yes, 1st Constitution Bank charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 1st Constitution Bank offer?

1st Constitution Bank offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does 1st Constitution Bank allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Constitution Bank allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    10 - 30
  • Institution Type
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    $10000 - $1000000
  • APR
    Starting at 3.99%
  • Terms
    3/1, 5/1, 7/1, 10, 15, 20, 25, 30 years
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