Where does 1st Financial Inc do business?

1st Financial Inc is a direct lender based in Millersville, MD. The company was founded in 2002 and offers mortgage refinancing to borrowers in 13 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via 1st Financial Inc?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 1st Financial Inc offers mortgages refinancing with terms ranging from 10 to 30 years.

Does 1st Financial Inc charge a mortgage origination fee?

Yes, 1st Financial Inc may charge a loan origination fee.

Does 1st Financial Inc charge prepayment fees?

Yes, 1st Financial Inc charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 1st Financial Inc offer?

1st Financial Inc offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does 1st Financial Inc allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Financial Inc allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    10 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    Up to $2000000
  • Terms
    5/1, 7/1, 10, 15, 20, 25, 30 years
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