1st Financial Inc is a direct lender based in Millersville, MD. The company was founded in 2002 and offers mortgage refinancing to borrowers in 13 statess across the USA (and Washington, DC).
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. 1st Financial Inc offers mortgages refinancing with terms ranging from 10 to 30 years.
Yes, 1st Financial Inc may charge a loan origination fee.
Yes, 1st Financial Inc charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
1st Financial Inc offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Financial Inc allows the following property usage types:
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