All Island Mortgage & Funding is a direct lender based in Smithtown, NY. The company was founded in 1989 and offers mortgage refinancing to borrowers in 11 states across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. All Island Mortgage & Funding offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, All Island Mortgage & Funding may charge a loan origination fee.
Yes, All Island Mortgage & Funding charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
All Island Mortgage & Funding offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. All Island Mortgage & Funding allows the following property usage types:
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