All Island Mortgage & Funding

All Island Mortgage & Funding

in Mortgage Refinance from All Island Mortgage & Funding


All Island Mortgage & Funding


in Mortgage Refinance from All Island Mortgage & Funding

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Loan Term 15 - 30 years
Loan Amount Up to $2,250,000

All Island Mortgage & Funding Review

All Island Mortgage & Funding is a mortgage refinance offering by All Island Mortgage & Funding, based in Smithtown, NY. Founded in 1989, All Island Mortgage & Funding offers mortgage refinancing to borrowers in 11 states across the USA.

What is the maximum loan term for a mortgage refinance via All Island Mortgage & Funding?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. All Island Mortgage & Funding offers mortgages refinancing with terms ranging from 15 to 30 years.

Does All Island Mortgage & Funding charge a mortgage origination fee?

Yes, All Island Mortgage & Funding may charge a loan origination fee.

What mortgage programs does All Island Mortgage & Funding offer?

All Island Mortgage & Funding offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does All Island Mortgage & Funding allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. All Island Mortgage & Funding allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Other Services by All Island Mortgage & Funding


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 11 states
  • Alaska
  • California
  • Colorado
  • Connecticut
  • Florida
  • Montana
  • New Jersey
  • New York
  • Pennsylvania
  • Texas
  • Washington

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount Up to $2.25M
Loan Term 15 - 30 years

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