American Interbanc Mortgage
in Mortgage Refinance from American Interbanc MortgageUnaffiliated
|Loan Term (Years)||15 - 30|
|Loan Amount||Up to $3,000,000|
American Interbanc Mortgage Review
American Interbanc Mortgage is a mortgage refinance offering by American Interbanc Mortgage, a direct lender based in Irvine, CA. Founded in 1998, American Interbanc Mortgage offers mortgage refinancing to borrowers in 12 states across the USA (and Washington, DC).
What is the maximum loan term for a mortgage refinance via American Interbanc Mortgage?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Interbanc Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.
Does American Interbanc Mortgage charge a mortgage origination fee?
Yes, American Interbanc Mortgage may charge a loan origination fee.
What mortgage programs does American Interbanc Mortgage offer?
American Interbanc Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does American Interbanc Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Interbanc Mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Washington, DC
- New Jersey