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American Pacific Mortgage

in Mortgage Refinance

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American Pacific Mortgage

Unaffiliated

in Mortgage Refinance

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Overview

Where does American Pacific Mortgage do business?

American Pacific Mortgage is a direct lender based in Roseville, CA. The company was founded in 1996 and offers mortgage refinancing to borrowers in 18 states across the USA.

What is the maximum loan term for a mortgage refinance via American Pacific Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Pacific Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.

Does American Pacific Mortgage charge a mortgage origination fee?

Yes, American Pacific Mortgage may charge a loan origination fee.

Does American Pacific Mortgage charge prepayment fees?

Yes, American Pacific Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does American Pacific Mortgage offer?

American Pacific Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does American Pacific Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Pacific Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties 
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Contact

Other Services by American Pacific Mortgage

Availability

Available in 18 States
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Iowa
  • Kansas
  • Minnesota
  • Missouri
  • Montana
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term (Years)
15 - 30
5 40
Loan Amount
Up to
$3,000,000

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