Where does America's Choice Home Loans do business?

America's Choice Home Loans is a direct lender based in Houston, TX. The company was founded in 1998 and offers mortgage refinancing to borrowers in 3 states across the USA.

What is the maximum loan term for a mortgage refinance via America's Choice Home Loans?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. America's Choice Home Loans offers mortgages refinancing with terms ranging from 15 to 30 years.

Does America's Choice Home Loans charge a mortgage origination fee?

Yes, America's Choice Home Loans may charge a loan origination fee.

Does America's Choice Home Loans charge prepayment fees?

Yes, America's Choice Home Loans charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does America's Choice Home Loans offer?

America's Choice Home Loans offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does America's Choice Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. America's Choice Home Loans allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    15 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    Up to $2500000
  • Terms
    5/1, 7/1, 15, 30 years
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