Where does Amerifirst Financial do business?
Amerifirst Financial is a direct lender based in Kalamazoo, MI. The company was founded in 1986 and offers mortgage refinancing to borrowers in 11 states across the USA.
What is the maximum loan term for a mortgage refinance via Amerifirst Financial?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Amerifirst Financial offers mortgages refinancing with terms ranging from 10 to 30 years.
Does Amerifirst Financial charge a mortgage origination fee?
Yes, Amerifirst Financial may charge a loan origination fee.
Does Amerifirst Financial charge prepayment fees?
Yes, Amerifirst Financial charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does Amerifirst Financial offer?
Amerifirst Financial offers the following mortgage programs:
- Conventional mortgages
- FHA 203k
What property usage types does Amerifirst Financial allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Amerifirst Financial allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Amerifirst Financial
- North Carolina