Where does Amerifund Home Mortgage do business?

Amerifund Home Mortgage is a direct lender based in New York, NY. The company was founded in 2003 and offers mortgage refinancing to borrowers in 4 states across the USA.

What is the maximum loan term for a mortgage refinance via Amerifund Home Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Amerifund Home Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Amerifund Home Mortgage charge a mortgage origination fee?

Yes, Amerifund Home Mortgage may charge a loan origination fee.

Does Amerifund Home Mortgage charge prepayment fees?

Yes, Amerifund Home Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What property usage types does Amerifund Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Amerifund Home Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    Up to $3000000
  • Loan Term (Years)
    15 - 30
  • Terms
    5/1, 7/1, 15, 30 years
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