Where does AmeriSouth Mortgage Company do business?

AmeriSouth Mortgage Company is a direct lender based in Charlotte, NC. The company was founded in 1990 and offers mortgage refinancing to borrowers in 4 states across the USA.

What is the maximum loan term for a mortgage refinance via AmeriSouth Mortgage Company?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. AmeriSouth Mortgage Company offers mortgages refinancing with terms ranging from 10 to 30 years.

Does AmeriSouth Mortgage Company charge a mortgage origination fee?

Yes, AmeriSouth Mortgage Company may charge a loan origination fee.

Does AmeriSouth Mortgage Company charge prepayment fees?

Yes, AmeriSouth Mortgage Company charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does AmeriSouth Mortgage Company offer?

AmeriSouth Mortgage Company offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does AmeriSouth Mortgage Company allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AmeriSouth Mortgage Company allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    10 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Loan Amount
    Up to $1500000
  • APR
    Starting at 3.565%
  • Terms
    3/1, 5/1, 7/1, 10/1, 10, 15, 20, 30 years
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