Where does Baird & Warner Financial Services do business?
Baird & Warner Financial Services is a direct lender based in Chicago, IL. The company was founded in 1984 and offers mortgage refinancing to borrowers in 5 states across the USA.
What is the maximum loan term for a mortgage refinance via Baird & Warner Financial Services?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Baird & Warner Financial Services offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Baird & Warner Financial Services charge a mortgage origination fee?
Yes, Baird & Warner Financial Services may charge a loan origination fee.
What mortgage programs does Baird & Warner Financial Services offer?
Baird & Warner Financial Services offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Baird & Warner Financial Services allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Baird & Warner Financial Services allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Baird & Warner Financial Services