Where does Best Capital Funding do business?
Best Capital Funding is a direct lender based in Chatsworth, CA. The company was founded in 2008 and offers mortgage refinancing to borrowers in 14 states across the USA.
What is the maximum loan term for a mortgage refinance via Best Capital Funding?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Best Capital Funding offers mortgages refinancing with terms ranging from 10 to 30 years.
Does Best Capital Funding charge a mortgage origination fee?
Yes, Best Capital Funding may charge a loan origination fee.
What mortgage programs does Best Capital Funding offer?
Best Capital Funding offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Best Capital Funding allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Best Capital Funding allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Best Capital Funding
- New Jersey
- New Mexico