Where does Bright Vision Mortgage do business?
Bright Vision Mortgage is a lending platform based in Ponte Vedra Beach, FL. The company was founded in 2006 and offers mortgage refinancing to borrowers in 2 states across the USA.
What is the maximum loan term for a mortgage refinance via Bright Vision Mortgage?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Bright Vision Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Bright Vision Mortgage charge a mortgage origination fee?
Yes, Bright Vision Mortgage may charge a loan origination fee.
What mortgage programs does Bright Vision Mortgage offer?
Bright Vision Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Bright Vision Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Bright Vision Mortgage allows the following property usage types:
- Primary home
Other Services by Bright Vision Mortgage
- North Carolina