B Home Mortgage
in Mortgage Refinance from B Home MortgageUnaffiliated
|Loan Term (Years)||15 - 30|
|Loan Amount||Up to $1,500,000|
B Home Mortgage Review
B Home Mortgage is a mortgage refinance offering by B Home Mortgage, a direct lender based in Phoenix, AZ. Founded in 2005, B Home Mortgage offers mortgage refinancing to borrowers in 1 state across the USA.
What is the maximum loan term for a mortgage refinance via B Home Mortgage?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. B Home Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.
Does B Home Mortgage charge a mortgage origination fee?
Yes, B Home Mortgage may charge a loan origination fee.
What mortgage programs does B Home Mortgage offer?
B Home Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does B Home Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. B Home Mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties