Overview

Where does Citywide Home Loans do business?

Citywide Home Loans is based in Greenwood Village, CO. The company was founded in 1998 and offers mortgage refinancing to borrowers in 36 states across the USA.

What is the maximum loan term for a mortgage refinance via Citywide Home Loans?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Citywide Home Loans offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Citywide Home Loans charge a mortgage origination fee?

Yes, Citywide Home Loans may charge a loan origination fee.

Does Citywide Home Loans charge prepayment fees?

Yes, Citywide Home Loans charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Citywide Home Loans offer?

Citywide Home Loans offers the following mortgage programs:

• Conventional mortgages
• FHA
• FHA 203k
• USDA
• VA

What property usage types does Citywide Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Citywide Home Loans allows the following property usage types: 

• Primary home
• Secondary homes and vacation properties

• Rental properties

• Inestment properties and house flipping projects