Clara is a direct lender based in San Francisco, CA. The company was founded in 2016 and offers mortgage refinancing to borrowers in 1 state across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Clara offers mortgages refinancing with terms ranging from 10 to 30 years.
Clara will typically fund mortgage refinances within 15 and days of approval.
Yes, Clara may charge a loan origination fee.
Yes, Clara charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Clara offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Clara allows the following property usage types:
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