Close Your Own Loan.comUnaffiliated
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Where does Close Your Own Loan.com do business?
Close Your Own Loan.com is a direct lender based in Mission Viejo, CA. The company was founded in 2001 and offers mortgage refinancing to borrowers in 50 states across the USA (and Washington, DC).
What range of mortgage balances will Close Your Own Loan.com refinance?
Mortgage refinancing loans start at $75,000 and go up to $625,500
What is the maximum loan term for a mortgage refinance via Close Your Own Loan.com?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Close Your Own Loan.com offers mortgages refinancing with terms ranging from 10 to 30 years.
Does Close Your Own Loan.com charge a mortgage origination fee?
Yes, Close Your Own Loan.com may charge a loan origination fee.
What mortgage programs does Close Your Own Loan.com offer?
Close Your Own Loan.com offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
What property usage types does Close Your Own Loan.com allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Close Your Own Loan.com allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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Other Services by Close Your Own Loan.com
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia