Close Your Own

Close Your Own

in Mortgage Refinance from Close Your Own


Close Your Own


in Mortgage Refinance from Close Your Own

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Strongly recommended

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Community Rating Strongly recommended
Loan Term 10 - 30 years
Loan Amount $75,000 - $625,500

Close Your Own Review

Close Your Own is a mortgage refinance offering by Close Your Own, a direct lender based in Mission Viejo, CA. Founded in 2001, Close Your Own offers mortgage refinancing to borrowers in 50 states across the USA (and Washington, DC).

What range of mortgage balances will Close Your Own refinance?

Mortgage refinancing loans start at $75,000 and go up to $625,500

What is the maximum loan term for a mortgage refinance via Close Your Own

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Close Your Own offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Close Your Own charge a mortgage origination fee?

Yes, Close Your Own may charge a loan origination fee.

What mortgage programs does Close Your Own offer?

Close Your Own offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.

What property usage types does Close Your Own allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Close Your Own allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Message from Close Your Own

Powered by Peoples Bank, leverages an online mortgage application that allows consumers to close their loans faster, easier, and with less hassles than other lenders.

Other Services by Close Your Own


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee $0
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount $75K - $625.5K
Loan Term 10 - 30 years

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