Where does Evergreen Home Loans do business?

Evergreen Home Loans is a direct lender based in Bellevue, WA. The company was founded in 1987 and offers mortgage refinancing to borrowers in 7 states across the USA.

What is the maximum loan term for a mortgage refinance via Evergreen Home Loans?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Evergreen Home Loans offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Evergreen Home Loans charge a mortgage origination fee?

Yes, Evergreen Home Loans may charge a loan origination fee.

Does Evergreen Home Loans charge prepayment fees?

Yes, Evergreen Home Loans charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Evergreen Home Loans offer?

Evergreen Home Loans offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Evergreen Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Evergreen Home Loans allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $1500000
  • Loan Term (Years)
    15 - 30
  • Terms
    5/1, 7/1, 15, 30 years
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