First California Mortgage is a direct lender based in Petaluma, CA. The company was founded in 1977and offers mortgage refinancing to borrowers in 28 states across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. First California Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, First California Mortgage may charge a loan origination fee.
Yes, First California Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
First California Mortgage offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First California Mortgage allows the following property usage types:
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