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First California Mortgage

in Mortgage Refinance

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First California Mortgage

Unaffiliated

in Mortgage Refinance

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Overview

Where does First California Mortgage do business?

First California Mortgage is a direct lender based in Petaluma, CA. The company was founded in 1977 and offers mortgage refinancing to borrowers in 28 states across the USA.

What is the maximum loan term for a mortgage refinance via First California Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. First California Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.

Does First California Mortgage charge a mortgage origination fee?

Yes, First California Mortgage may charge a loan origination fee.

Does First California Mortgage charge prepayment fees?

Yes, First California Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does First California Mortgage offer?

First California Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • HARP
  • HomePath
  • VA

What property usage types does First California Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First California Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties 
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Contact

  • Headquarters
  • 1435 N McDowell Blvd Ste 300
    Petaluma, CA 94954 USA
  • Visit Site

Other Services by First California Mortgage

Availability

Available in 28 States
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Nevada
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term (Years)
15 - 30
5 40
Loan Amount
Up to
$1,000,000

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