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First Home Mortgage

in Mortgage Refinance

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First Home Mortgage

Unaffiliated

in Mortgage Refinance

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Overview

Where does First Home Mortgage do business?

First Home Mortgage is based in Baltimore, MD. The company was founded in 1990 and offers mortgage refinancing to borrowers in 20 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via First Home Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. First Home Mortgage offers mortgages refinancing with terms ranging from 10 to 30 years.

Does First Home Mortgage charge a mortgage origination fee?

Yes, First Home Mortgage may charge a loan origination fee.

Does First Home Mortgage charge prepayment fees?

Yes, First Home Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does First Home Mortgage offer?

First Home Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does First Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Home Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 
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Contact

Other Services by First Home Mortgage

Availability

Available in 20 States and Washington, DC
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • New Hampshire
  • New Jersey
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Vermont
  • Virginia
  • West Virginia

Feature Breakdown

Intended Use
  • Investment/House Flipping
  • Primary Home
  • Rental Property
  • Secondary Home
Loan Term (Years)
10 - 30
5 40
Loan Amount
Up to
$3,000,000
Terms
3/1, 5/1, 7/1, 10, 15, 30 years

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