Golden Empire Mortgage is a direct lender based in Bakersfield, CA. The company was founded in 1987 and offers mortgage refinancing to borrowers in 7 states across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Golden Empire Mortgage offers mortgages refinancing with terms ranging from 10 to 30 years.
Yes, Golden Empire Mortgage may charge a loan origination fee.
Yes, Golden Empire Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Golden Empire Mortgage offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Golden Empire Mortgage allows the following property usage types:
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