Where does goodmortgage.com do business?

goodmortgage.com is a direct lender based in Charlotte, NC. The company was founded in 1999 and offers mortgage refinancing to borrowers in 27 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via goodmortgage.com?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. goodmortgage.com offers mortgages refinancing with terms ranging from 10 to 30 years.

Does goodmortgage.com charge a mortgage origination fee?

Yes, goodmortgage.com may charge a loan origination fee.

Does goodmortgage.com charge prepayment fees?

Yes, goodmortgage.com charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does goodmortgage.com offer?

goodmortgage.com offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does goodmortgage.com allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. goodmortgage.com allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    10 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Initial Processing Fee
  • Loan Amount
    Up to $3000000
  • APR
    Starting at 3.324%
  • Terms
    3/1, 5/1, 7/1, 10, 15, 20, 25, 30 years
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