Where does Guild Mortgage do business?
Guild Mortgage is a direct lender based in San Diego, CA. The company was founded in 1960 and offers mortgage refinancing to borrowers in 48 statess across the USA (and Washington, DC).
What is the maximum loan term for a mortgage refinance via Guild Mortgage?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Guild Mortgage offers mortgages refinancing with terms ranging from 10 to 30 years.
Does Guild Mortgage charge a mortgage origination fee?
Yes, Guild Mortgage may charge a loan origination fee.
Does Guild Mortgage charge prepayment fees?
Yes, Guild Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does Guild Mortgage offer?
Guild Mortgage offers the following mortgage programs:
- Conventional mortgages
- FHA 203k
What property usage types does Guild Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Guild Mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Guild Mortgage
- Washington, DC
- New Hampshire
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia