Guild Mortgage is a direct lender based in San Diego, CA. The company was founded in 1960 and offers mortgage refinancing to borrowers in 48 statess across the USA (and Washington, DC).
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Guild Mortgage offers mortgages refinancing with terms ranging from 10 to 30 years.
Yes, Guild Mortgage may charge a loan origination fee.
Yes, Guild Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Guild Mortgage offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Guild Mortgage allows the following property usage types:
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