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Veterans First Mortgage

in Mortgage Refinance

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Veterans First Mortgage

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in Mortgage Refinance

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Overview

Where does Veterans First Mortgage do business?

Veterans First Mortgage is a direct lender based in Salt Lake City, UT. The company was founded in 1996 and offers mortgage refinancing to borrowers in 50 states across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Veterans First Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Veterans First Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Veterans First Mortgage charge a mortgage origination fee?

Yes, Veterans First Mortgage may charge a loan origination fee.

What mortgage programs does Veterans First Mortgage offer?

Veterans First Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Veterans First Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans First Mortgage allows the following property usage types: 

  • Primary home
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Contact

Other Services by Veterans First Mortgage

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee
$1
Intended Use
  • Primary Home
Loan Amount
Up to
$424.1K
Loan Term (Years)
15 - 30
3 40
APR
Starting at
3.27%

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