Jersey Mortgage Company

in Mortgage Refinance

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Jersey Mortgage Company


in Mortgage Refinance

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Where does Jersey Mortgage Company do business?

Jersey Mortgage Company is a direct lender based in Cranford, NJ. The company was founded in 1938 and offers mortgage refinancing to borrowers in 5 states across the USA.

What is the maximum loan term for a mortgage refinance via Jersey Mortgage Company?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Jersey Mortgage Company offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Jersey Mortgage Company charge a mortgage origination fee?

Yes, Jersey Mortgage Company may charge a loan origination fee.

What mortgage programs does Jersey Mortgage Company offer?

Jersey Mortgage Company offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Jersey Mortgage Company allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company allows the following property usage types: 

  • Primary home
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Other Services by Jersey Mortgage Company


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Connecticut
  • Florida
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Intended Use
  • Primary Home
Loan Amount Up to $5M
Loan Term (Years) 15 - 30
APR Starting at 3.54%

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