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Where does Jersey Mortgage Company do business?

Jersey Mortgage Company is a direct lender based in Cranford, NJ. The company was founded in 1938and offers mortgage refinancing to borrowers in 5 states across the USA.

What is the maximum loan term for a mortgage refinance via Jersey Mortgage Company?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Jersey Mortgage Company offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Jersey Mortgage Company charge a mortgage origination fee?

Yes, Jersey Mortgage Company may charge a loan origination fee.

Does Jersey Mortgage Company charge prepayment fees?

Yes, Jersey Mortgage Company charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Jersey Mortgage Company offer?

Jersey Mortgage Company offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does Jersey Mortgage Company allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company allows the following property usage types: 

  • Primary home 

  • Loan Term (Years)
    15 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Loan Amount
    Up to $5000000
  • APR
    Starting at 3.54%
  • Terms
    3/1, 5/1, 7/1, 15, 20, 30 years
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