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Land Home Financial

in Mortgage Refinance

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Land Home Financial

Unaffiliated

in Mortgage Refinance

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Overview

Where does Land Home Financial do business?

Land Home Financial is a direct lender based in Concord, CA. The company was founded in 1988 and offers mortgage refinancing to borrowers in 50 states across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Land Home Financial?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Land Home Financial offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Land Home Financial charge a mortgage origination fee?

Yes, Land Home Financial may charge a loan origination fee.

What mortgage programs does Land Home Financial offer?

Land Home Financial offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
  • HomePath: Financing for the purchase and improvement of properties owned by Fannie Mae.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Land Home Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Land Home Financial allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Contact

Other Services by Land Home Financial

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount
Up to
$3
Loan Term (Years)
10 - 30
3 40

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