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Where does Land Home Financial do business?

Land Home Financial is a direct lender based in Concord, CA. The company was founded in 1988and offers mortgage refinancing to borrowers in 50 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Land Home Financial?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Land Home Financial offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Land Home Financial charge a mortgage origination fee?

Yes, Land Home Financial may charge a loan origination fee.

Does Land Home Financial charge prepayment fees?

Yes, Land Home Financial charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Land Home Financial offer?

Land Home Financial offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • HomePath
  • USDA
  • VA

What property usage types does Land Home Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Land Home Financial allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    10 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $3000000
  • Terms
    3/1, 5/1, 7/1, 10, 15, 20, 30 years
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