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Where does Lenda do business?

Lenda is a direct lender based in San Francisco, CA. The company was founded in 2012and offers mortgage refinancing to borrowers in 5 states across the USA.

What is the maximum loan term for a mortgage refinance via Lenda?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Lenda offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Lenda charge a mortgage origination fee?

Yes, Lenda may charge a loan origination fee.

Does Lenda charge prepayment fees?

Yes, Lenda charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Lenda offer?

Lenda offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does Lenda allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Lenda allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    15 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Secondary Home
  • Funding Time Range (in days)
    Up to 30
  • Loan Amount
    Up to $2500000
  • Terms
    15, 30 years
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