LendingHome is a direct lender based in San Francisco, CA. The company was founded in 2013 and offers mortgage refinancing to borrowers in 11 states across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. LendingHome offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, LendingHome may charge a loan origination fee.
Yes, LendingHome charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. LendingHome allows the following property usage types:
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