Where does Mariner Finance do business?

Mariner Finance is a lending platform based in Baltimore, MD. The company was founded in 2002 and offers mortgage refinancing to borrowers in 12 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Mariner Finance?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Mariner Finance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Mariner Finance charge a mortgage origination fee?

Yes, Mariner Finance may charge a loan origination fee.

Does Mariner Finance charge prepayment fees?

Yes, Mariner Finance charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Mariner Finance offer?

Mariner Finance offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Mariner Finance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Mariner Finance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Funding Time Range (in days)
    Up to 45
  • Loan Amount
    Up to $3000000
  • Loan Term (Years)
    15 - 30
  • Terms
    15, 30 years
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