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Where does Mountain West Financial do business?

Mountain West Financial is a direct lender based in Huntington Beach, CA. The company was founded in 1990 and offers mortgage refinancing to borrowers in 11 states across the USA.

What is the maximum loan term for a mortgage refinance via Mountain West Financial?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Mountain West Financial offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Mountain West Financial charge a mortgage origination fee?

Yes, Mountain West Financial may charge a loan origination fee.

Does Mountain West Financial charge prepayment fees?

Yes, Mountain West Financial charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Mountain West Financial offer?

Mountain West Financial offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Mountain West Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Mountain West Financial allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    15 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $3000000
  • Terms
    3/1, 5/1, 7/1, 10/1, 15, 20, 25, 30 years
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