Where does Network Capital do business?

Network Capital is a direct lender based in Irvine, CA. The company was founded in 2002 and offers mortgage refinancing to borrowers in 30 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Network Capital?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Network Capital offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Network Capital charge a mortgage origination fee?

Yes, Network Capital may charge a loan origination fee.

Does Network Capital charge prepayment fees?

Yes, Network Capital charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Network Capital offer?

Network Capital offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • VA

What property usage types does Network Capital allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Network Capital allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $2500000
  • Loan Term (Years)
    15 - 30
  • APR
    Starting at 3.81%
  • Terms
    5/1, 15, 30 years
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