New American Funding is a direct lender based in Tustin, CA. The company was founded in 2003 and offers mortgage refinancing to borrowers in 48 statess across the USA (and Washington, DC).
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. New American Funding offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, New American Funding may charge a loan origination fee.
Yes, New American Funding charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
New American Funding offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. New American Funding allows the following property usage types:
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