Where does PrimeLending do business?

PrimeLending is a direct lender based in Dallas, TX. The company was founded in 1986 and offers mortgage refinancing to borrowers in 22 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via PrimeLending?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. PrimeLending offers mortgages refinancing with terms ranging from 15 to 30 years.

Does PrimeLending charge a mortgage origination fee?

Yes, PrimeLending may charge a loan origination fee.

Does PrimeLending charge prepayment fees?

Yes, PrimeLending charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does PrimeLending offer?

PrimeLending offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does PrimeLending allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. PrimeLending allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $2000000
  • Loan Term (Years)
    15 - 30
  • Terms
    3/1, 5/1, 7/1, 10/1, 15, 30 years
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