Prosperity Home Mortgage is a direct lender based in Chantilly, VA. The company was founded in 2014 and offers mortgage refinancing to borrowers in 8 statess across the USA (and Washington, DC).
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Prosperity Home Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, Prosperity Home Mortgage may charge a loan origination fee.
Yes, Prosperity Home Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Prosperity Home Mortgage offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Prosperity Home Mortgage allows the following property usage types:
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