Where does Prosperity Home Mortgage do business?

Prosperity Home Mortgage is a direct lender based in Chantilly, VA. The company was founded in 2014 and offers mortgage refinancing to borrowers in 8 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Prosperity Home Mortgage?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Prosperity Home Mortgage offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Prosperity Home Mortgage charge a mortgage origination fee?

Yes, Prosperity Home Mortgage may charge a loan origination fee.

Does Prosperity Home Mortgage charge prepayment fees?

Yes, Prosperity Home Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Prosperity Home Mortgage offer?

Prosperity Home Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does Prosperity Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Prosperity Home Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Rental properties
  • Inestment properties and house flipping projects 

  • Loan Term (Years)
    15 - 30
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
    • Secondary Home
  • Loan Amount
    Up to $2000000
  • APR
    Starting at 3.791%
  • Terms
    1/1, 5/1, 7/1, 10/1, 15/15, 15, 30 years
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